Compare Quotes

Side-by-side comparison of 4 policies

Policy Details

Best Value

ClearPath Health Plus

BlueCross Shield

4.8

$289

/month

$3,228/yr

Most Popular

LifeShield Term 20

Guardian Life

4.9

$67

/month

$756/yr

DriveSecure Comprehensive

Allstate Pro

4.5

$142

/month

$1,590/yr

Top Rated

HomeGuard Elite

SafeNest Insurance

4.7

$178

/month

$2,016/yr

Insurance Type
Health
Life
Auto
Home
AM Best Rating
A+A+
A++A++
AA
A+A+
Claims Settlement Ratio
96.4%
99.1%
94.7%
95.2%
Avg. Claims Processing
3.2 days
7.4 days
5.1 days
4.8 days
Seller Response Time
< 2 hrs
< 1 hr
< 4 hrs
< 3 hrs
Coverage Limit
$1.0M
$2.0M
$500K
$750K
Deductible
$3K
N/A
$1K
$3K
Out-of-Pocket Max
$6K
N/A
$1K
$3K
Waiting Period
None
2 years (suicide)
None
None
Network Size
850,000+ providers
N/A
12,000+ repair shops
8,500+ contractors
Renewal Guarantee
Policy Portability
Online Management
Mobile App
Cashless Claims
International Coverage
Telehealth / Virtual Care
Preventive Care
Mental Health Coverage
Dental & Vision Rider
Maternity Rider
Critical Illness Rider
Not covered
  • Cosmetic procedures
  • Experimental treatments
  • Long-term care
  • Death by suicide (first 2 years)
  • War & terrorism
  • Aviation (non-commercial)
  • Racing & track use
  • Commercial delivery
  • DUI incidents
  • Flood (separate rider)
  • Earthquake (separate rider)
  • Wear & tear
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